[Callers] Caller Insurance

Hi all, I'm curious about this comment Sue Rosen made to Chris Weiler: I actually wasn't aware (until now) that such insurance existed, and I've been calling for a while and have also been thinking about buying a cordless mic. I'm looking at the CDSS website right now, at the note about this coverage but am finding it somewhat confusing. I don't know whether Toronto Country Dancers (TCD) has "group insurance" but I'll check that out. But if they do, does that mean that I would be covered, and would I only be covered if I was calling specifically at the TCD hall ?? The second line in the first paragraph says : "...but if you only need to insure your caller and hall, consider this option. The policy provides for general liability, bodily injury and property damage in the combined amount of $2,000,000." Does anyone know if this insurance covers me if I'm calling in other halls, meaning if I'm on tour ? Does this even extend to callers living in Canada, calling in and outside of the home country ? Does anyone know of a caller that's been named in a lawsuit ? While I have insurance for my home and car, I must admit that it's never occurred to me to have insurance for calling. Should I be setting this up a.s.a.p ?? I have requested an application from CDSS but would appreciate any info from callers out there. Thanks, Bev ***************************************** The Witful Turnip wturnip(a)sympatico.ca "I'm 40-fucking-5, and I've got nothing to hide !" - Samantha Jones (Sex in the City) *****************************************