Re: [Callers] Callers Insurance

I am not a legal expert - but this is what I understand: I have not heard of anyone being sued - so it is rare (and probably why the insurance is not expensive) - it can happen.  Should a dancer be injured - the caller could certainly be a target of a suit.  Even if the dancer doesn't want to sue - their medical insurance company might come after you.  My wife broke her arm at a dance once and her insurance called to get the name of everyone involved with producing the dance so they could recover their costs..  She told them it was entirely her fault and would say that if anyone asked - so they dropped it. I believe if you are a beginning caller - not getting paid - your home owners insurance may cover you (check with them).  Once you start getting paid it is a different story.  That is when you need callers insurance.  It costs less that the pay for most one evening dances.  I wouldn't call without it Laws vary from state to state and those in the legal field can probably provide more specific details. Mac ________________________________ From: Ben Hornstein <bhornstein5189(a)gmail.com> To: callers(a)sharedweight.net Sent: Thursday, May 1, 2014 11:03 AM Subject: Re: [Callers] Callers Insurance I haven't been calling very long, and I know I'm young and spry, but what sort of incidents have any of you had that might necessitate caller's insurance? _______________________________________________ Callers mailing list Callers(a)sharedweight.net http://www.sharedweight.net/mailman/listinfo/callers