1 Apr
2010
1 Apr
'10
1:53 p.m.
I **cannot recall a single instance in the twenty years that I have been
dancing that a dancer sued anyone for anything. But there was an *insurance
company* that sued our dance group to recover costs associated with a dancer
who fell and broke a wrist. So even though we are a remarkably un-litigious
group of people, it's not just dancers who might sue, and insurance for the
hall, the dance group and even the caller is a smart idea.
Thank you CDSS for making it easy and affordable for us to purchase!
M
E
On Wed, Mar 31, 2010 at 9:10 PM, Joyce Miller <joyceling(a)sbcglobal.net>wrote;wrote:
A woman fell at a dance where I was calling and her
behavior indicated she
was considering legal action, of which I would have been the likely target.
(She was not hurt.) She didn't follow through, but it sure made me glad I
had insurance.
Joyce Miller
Grass Valley, CA
On Mar 31, 2010, at 6:58 PM, David Millstone wrote:
--
For the good are always the merry,
Save by an evil chance,
And the merry love the fiddle
And the merry love to dance. ~ William Butler Yeats
Bree asked, "...can you say more about the
reasons to have insurance?"
One simple and practical reason is that many halls now require proof of
insurance before they will let a dance group-- or others, for that
matter-- use
the facility. Having this slip of paper has made
it possible for our band
to
hold a monthly dance in the local town hall.
Without it, no way.
And then there's the reason that I've not needed so far, which is someone
falling down on the dance floor and getting seriously injured, and sueing
the
caller, having decided that it's your fault--
not controlling the crowd
properly, failure to give adequate warning of the dangers involved, not
giving
proper safety precautions, choosing a dance that
was inappropriate for
that
particular crowd. Sure, you might well win the
case in court, but it'd be
nice
to have the insurance company paying for your
defense. Unlikely? Yep, but
so are
many other litigious situations in which people
find themselves.
Someone died at a dance where I was calling but there was no legal action
involved in that one. Still, not fun...
I figure that caller's insurance is like any other kind of insurance...
you
pay
your money-- as Chris said, it's not a large
sum-- and hope that you
never need
it.
David Millstone
Lebanon, NH
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