15 Aug
2017
15 Aug
'17
1:51 a.m.
Our dance in Deerfield, NH obtained liability insurance for a couple of
years through CDSS, and the expense threatened to put us out of business. I
was then alerted, however, to the National Folk Organization, which costs
us $50 annually to join, with the benefit of liability insurance included
AT NO EXTRA COST. I asked to receive from NFO a certificate of insurance
and found that coverage was comparable to what I had received through CDSS.
My suggestion to everyone is to look into NFO -- http://www.nfo-usa.org
Paul Pindris
On Mon, Aug 14, 2017 at 12:38 PM, John W Gintell via Organizers <
organizers(a)lists.sharedweight.net> wrote:
I am wondering whether most dance series have
liability insurance -
particularly small ones.
Insurance for a dance series from CDSS costs $450, $550, … depending on
the number of dances plus $85 membership fee every year. I suspect other
sources would be more expensive. For a small dance with few financial
reserves, the extra fees each year could easily drive it to extinction.
I know that sone venues require that the group has insurance, but not all
do.
What is the risk of not having it? Any recent incidents in the past few
years?
I’d think possible suits could be from dancers or musicians/callers who
got injured or thought they were treated badly, venues where there was
damage to the site.
What about ASCAP copy infringement suits? Have there been any of these?
Anything else?
John
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