Our dance in Deerfield, NH obtained liability insurance for a couple of years through CDSS, and the expense threatened to put us out of business. I was then alerted, however, to the National Folk Organization, which costs us $50 annually to join, with the benefit of liability insurance included AT NO EXTRA COST. I asked to receive from NFO a certificate of insurance and found that coverage was comparable to what I had received through CDSS. My suggestion to everyone is to look into NFO -- http://www.nfo-usa.org

Paul Pindris

On Mon, Aug 14, 2017 at 12:38 PM, John W Gintell via Organizers <organizers@lists.sharedweight.net> wrote:

I am wondering whether most dance series have liability insurance - particularly small ones.

Insurance for a dance series from CDSS costs $450, $550, … depending on the number of dances plus $85 membership fee every year. I suspect other sources would be more expensive. For a small dance with few financial reserves, the extra fees each year could easily drive it to extinction.

I know that sone venues require that the group has insurance, but not all do.

What is the risk of not having it? Any recent incidents in the past few years?

I’d think possible suits could be from dancers or musicians/callers who got injured or thought they were treated badly, venues where there was damage to the site.

What about ASCAP copy infringement suits? Have there been any of these?

Anything else?

John
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