John and all,

We are a small group and carry liability and equipment insurance through an agency located near Ithaca NY, True Insurance Agency. I know the rates are very reasonable or we could not afford them. You can find them on the web.

ASCAP should not be an issue as most of the music is traditional and does not fall under their umbrella, you run into issues with them if you have performers playing other's music without permission or if it has been copyrighted and registered with ASCAP. At least that is my understanding from working with a Blues NFP group and having been the manager of a restaurant.

Mary

“Life is not about waiting for the storms to pass ... it's about learning to dance in the rain!” ~ Unknown

On Mon, Aug 14, 2017 at 12:38 PM, John W Gintell via Organizers <organizers@lists.sharedweight.net> wrote:

I am wondering whether most dance series have liability insurance - particularly small ones.

Insurance for a dance series from CDSS costs $450, $550, … depending on the number of dances plus $85 membership fee every year. I suspect other sources would be more expensive. For a small dance with few financial reserves, the extra fees each year could easily drive it to extinction.

I know that sone venues require that the group has insurance, but not all do.

What is the risk of not having it? Any recent incidents in the past few years?

I’d think possible suits could be from dancers or musicians/callers who got injured or thought they were treated badly, venues where there was damage to the site.

What about ASCAP copy infringement suits? Have there been any of these?

Anything else?

John
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