[Callers] callers insurance

Ron Nelson callerman at hotmail.com
Fri Apr 2 10:48:28 PDT 2010

> Thanks to everyone to replied to my query about insurance. I've considered it off and on over the years; it probably made more sense when I was touring a lot. I'll probably sign up any way.
> Bree Kalb
> Carrboro, NC

Here is a story that happened to a friend of mine. He was calling a dance in a publicly owned building (rec. center, I believe, but not sure). There were folding chairs spread around the walls. At one point, on each side of the hall, there was a fire extinguisher hanging on the wall. The floor beneath the extinguisher wsa painted in a big square with an admonition indicating no chairs were to be placed in front of the fire extinguisher.. in other words, a red zone.  It was customary for the ladies attending this particular venue to place their handbags (purses) on the floor, in the red  square. One night, a lady, who sitting next to the red square, reached down to retrieve her purse off the floor. When she reached it, she stood up, and the top  of her head crashed into the bottom edge of the fire extinguisher. It caused a gash which had to be attended to in an emergency room.


The lady sued the city, the dance club sponsoring the dance, the fire extinguisher manufacturer, AND THE CALLER, whom she contended should have warned her about the danger. 


Whether she won the suit or not, it still must be defended. Insurance is indispensable. If you don't have it, get it. It's not expensive and it can save you so much aggravation should an accident occur.   

Ron Nelson

Chula Vista, CA


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